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HP 12C Platinum Financial Calculator Description

HP 12c Platinum is a faster, enhanced version of the industry-leading 12c calculator designed for the financial professional who demands more. Enjoy both RPN and Algebraic modes of entry, keystroke programming with four times more memory for up to 400 steps and more-than 130 built-in functions. There are now advanced editing features like the new "Undo" and "Backspace" buttons. Plus six times faster speeds for calculating TVM, loan payments, interest rates, standard deviation and more. Work more efficiently with memory for up to 80 cash flows. Ideal for real estate, finance, accounting, economics and business work. The easy-to-use layout and stylish look with metal back plate suitable for engraving make it a welcome addition to any desktop or a great gift idea. Permitted for use on the CFP and CFA Certification Exams, and GARP FRM Exam. You also get the reassurance of award-winning HP support available to you 24-hours a day, as well as an enhanced website with tutorials, educational resources and downloads.
HP 12C Platinum Financial Calculator Features

• Robust and versatile financial calculator
• Over 120 built-in functions for business, finance, mathematics, and statistics, including date calculations
• Efficient data entry using RPN
• Small size; easy to take anywhere
• Long battery life

Amazon.com Product Description

The HP 12C Platinum Edition is a fast and powerful calculator designed for educators, businessmen, or anyone who needs a reliable tool to handle mathematical and/or financial calculations. With a 400 step memory capacity, the 12C can handle even the most complex computations. For 25 years, the 12C has proven its reputation as the ultimate pocket-size calculator for financial use. The HP 12C Platinum is a faster, enhanced version of the industry-leading 12C, and is designed for the financial professional who demands more options. Its long battery life and small size make it easy to take with you anywhere, and its elegant black and silver design, and engravable metal plate on the back give it a modern, stylish appearance. The 12C Platinum is a powerful tool capable of handling the most complex and detailed analysis and problem solving. With over 130 built-in functions for business, finance, mathematics and statistics including date calculations, this calculator offers fast and reliable programming, finance, and statistical analysis options. With the 12C, you'll enjoy the flexibility of both RPN (Reverse Polish Notation) and algebraic modes of entry, the speed of its processor, and the increased memory capacity.

Precision Business and Finance Features
Ideal for real estate, finance, accounting, economics and business work, this calculator also helps you perform several key functions that allow you to make financial predictions, balance your budget, or calculate percentages of appreciation or depreciation for mortgages, loans, and savings accounts. Advanced editing features like the new "Undo" and "Backspace" buttons ensure precise calculations, while six times faster speeds for calculating TVM, loan payments, and interest rates help you gather and analyze important data in minutes. You can also pinpoint trends by performing cumulative statistical analysis, standard deviation, mean, weighted mean, and linear regression.

Memory For Up to 30 Cash Flows
The 12C offers several modes and an easy-to-use layout for a wide range of practical applications. For example, perform TVM (Time Value of Money) functions like calculating mortgage/loan payments. Or perform NPV (Net Present Value) and IRR (Internal Rate of Return) computations to help determine whether or not to undertake a particular investment project. With memory for up to 30 cash flows, it's a snap to manage a series of complex projects. For additional convenience, the 12C is also permitted for use on the CFP and CFA Certification Exams, and the GARP FRM Exam.

What's in the Box
12C financial calculator, battery, and user's manual.

HP 12C Platinum Financial Calculator Customer Reviews

4 out of 5 stars "Hard to Figure Out" 2010-02-15
By M. Schilling (Indianapolis IN)
    Definitely wouldn't be my first choice for just a calculator. but I really like it for finance. Read the user manual to find out how to do simple functions. I like the look of the calculator. Better in silver than gold. good buy.

4 out of 5 stars "Great for Finance, Weak for Statistics" 2010-02-02
By Jaewoo Kim (Santa Monica, CA)
    This was a breakthrough financial calculator when it was released in the early 1980s. They have improved on the original version mainly by making it much faster and making the digits go to 10 places. There are MANY financial calculators, including from HP, which are just as capable and but are much cheaper. HP can charge higher price of this calculator because it has reached an iconic "THE financial calculator" status and because so many financial professionals use it and most of them do not want to bother learning to use an another calculator. So if cost is a concern, then I do not recommend this calculator.

This calculator, along with TI BA II Plus Professional, are the only two calculators allowed for the CFA exam. So if you are studying for your CFA, you will need to practice with one of the two. I have both calculators and they are both excellent choices. Some say HP 12C is better because of RPN and it requires fewer keystrokes. True, but that advantage is negated by HP 12c's fewer buttons and since each button must perform 3 separate functions, one may occasionally punch more buttons to perform the same calculations on HP 12C than on TI BA II Plus Pro. HP 12C Platinum is just as fast in financial calculations as BA II Plus Pro. The TI BA II Plus Pro, however, is just as effective at half the cost. The main advantage of HP 12C is its RPN capability and the "The financial calculator" factor. It is also smaller than TI BA II Plus Pro.

This calculator performs most of the statistics functions which are largely done using Excel (or its equivalent) these days. Its statistics functions are lacking a Z table. Most scientific calculators have a Z table but not business calculators. So if you are looking for a true statistics calculator, then I recommend a scientific calculator that allows data entry and a large screen size such as HP 50g.

Overall, I am happy with this calculator and I have learned to love the RPN for its efficiency.

5 out of 5 stars "HP 12C PLATINUM" 2009-12-24
By Keith L. Spiller Sr. (Redford, Michigan)
    ABSOLUTELY GREAT! I HAVE USED THE HP 12C FOR ABOUT FIFTEEN YEARS AND NOW THE PLATINUM IS AT LEAST FOUR TO FIVE TIMES FASTER! THIS COMPUTER IS GREAT!! BUY IT!!

4 out of 5 stars "Excellent RPN calculator" 2009-12-06
By George C. Targonski (Sayreville, NJ)
    If you think in RPN, you will like this small calculator. The horizontal layout is excellent - especially for those of us who remember the 15C. If you don't know RPN, get a different model with algebraic input. NOTE: the buttons seem much flimsier than on the old 15C. And, of course, there are no advanced math or trig functions.

4 out of 5 stars "the good 'ol 12 c" 2009-10-16
By Benkei
    I have used the 12c for 20 years now but was cautious in buying a new one because of reader's feedback (I had one stolen one in the past, and the replacement had felt very different).
In a nutshell, keystrokes have a harder feel but despite the clicking noise, nothing might have happened. So there is a decline of response quality.
The leatherbag is crap. I threw it away. It is really big, bulky and too tight for the calculator. I was afraid it will push on the buttons too much.
Non-responsive keys are the main reason I am about to buy the TI BA II Plus (I don't know if it is any better, but the HP's keys are not really good enough). I guess times change, so do calculators, and so do I.
The HP12c app for the iphone is great though.


All Reviews for HP 12C Platinum Financial Calculator

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HP 12C Platinum Financial Calculator Features Robust and versatile financial calculator Over 120 built-in functions for business, finance, mathematics, and statistics, including date calculations Efficient data entry using RPN Small size; easy to take anywhere Long battery life

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